Similar Software to Apple Pay: 11 best alternatives for 2023

We have 11 alternatives to Apple Pay. The best Apple Pay alternatives are CashApp, Amazon Pay, and PayPal.
Name Platforms
CashApp Web, iOS, Android.
Amazon Pay Web, iOS, Android.
PayPal Web, iOS, Android.
Shopify Payments Web.
Stripe Web, iOS, Android.
Skrill Web, iOS, Android.
Google Pay Web, iOS, Android.
Square Web, iOS, Android.
Payoneer Web.
Venmo Web, iOS, Android.
Click To Pay Web, iOS, Android.

Apple Pay is an online contactless payment platform, which is used exclusively on Apple devices. The goal of the platform is for people to pay using their devices instead of their cards. This platform has its own card, Apple Card, which is gaining more and more popularity every day. APPLE PAY is compatible with most debit and credit cards in the world such as Visa, American Express and Mastercard, among others. Most banks around the world accept APPLE PAY. Basically, you can use this platform anywhere that accepts contactless payments. You can also use it in many applications and websites. Also, this contactless payment system does not have a payment limit. So you can pay for your weekly grocery shopping with APPLE PAY. To have this platform on your iPhone you must first have the Apple Wallet app. Then you add your credit or debit card and complete the necessary information.

1. CashApp

Screenshot of CashApp. CashApp runs on Web, iOS, Android.

CashApp (Formerly known as Square Cash) is a mobile payment portal service that enables its users to send and receive funds for either personal or business purposes. it is an online funds transfer service that allows users to transfer one's fund to another with the use of its mobile app. There are no limits when it comes to using this platform. Startups' businesses are being driven to use this because of the convenience it gives.

What's making it a "new favorite" for the merchants is that it allows making a transaction even without linking one's bank account or credit/debit card. There's nothing to worry about safety because it has a robust protection policy that has a combination of encryption and fraud detection technology to fully secure the personal data and funds of the user. Even though you can use it with or without a linked card or bank account, you can still avail its Free Debit Card. Not only that, but you can also buy and sell bitcoin and stocks from the app.

2. Amazon Pay

Screenshot of Amazon Pay. Amazon Pay runs on Web, iOS, Android.

Amazon Pay is a fast and reliable payment solution that is designed for Amazon merchants and shoppers. This payment gateway has two options: Pay with Amazon ( For the Merchant) and Log in and Pay (For the Shopper). It is a service that enables the payment option associated with your Amazon account for the payment for your purchases of items, services as well as your donations to third-party apps and websites. When it comes to safety, Amazon Pay is protected by state-of-the-art encryption so your transactions are secured.

The “Pay with Amazon” payment option is designed specifically for online merchants to give a smooth transaction with their buyers for their shopping experience. It has lots of features that are installed to attract new buyers and retain them. On the other hand, the “Log In and Pay” feature is built for the buyers to let them have a speedy checkout experience on thousands of apps and sites.

3. PayPal

Screenshot of PayPal. PayPal runs on Web, iOS, Android.

Paypal is an electronic commerce company that is managing payments. An online system which makes paying, buying and transferring money easier. In Paypal, you can send and receive money securely because it is backed with some of the best end-to-end encryption available though there is no online service that is 100% immune to hacking and theft. Using Paypal is not just easier but also cheap and convenient because with all the great services that it has it is free to use unless you are converting a cryptocurrency. Using PayPal does not require an individual to sign in to their bank account. It only needs your email account. It can be used anytime and anywhere.

4. Shopify Payments

Screenshot of Shopify Payments. Shopify Payments runs on Web.

SHOPIFY PAYMENTS is an eCommerce payment platform included in Shopify subscriptions. This system allows you to activate online payments with any platform such as Google Pay, Apple Pay, Paypal, and credit cards, among others, which are included in an online store hosted on Shopify CMS. This platform simplifies the payment process since you can integrate several external services, without having to configure them one by one. As a merchant, you can also control your sales and incoming payments. SHOPIFY PAYMENTS performs various analytics and tracking on the evolution of your business. To set up this service, simply go to your Shopify account settings and enter the following information: tax details, bank details and your employer ID number. Then you can connect to external services and finally offer this shopping option to your customers so that both can enjoy a flexible system. SHOPIFY PAYMENTS offers other features for you to consider: billing customization, fraud prevention and billing notifications.

5. Stripe

Screenshot of Stripe. Stripe runs on Web, iOS, Android.

STRIPE is an online payment platform, designed to integrate directly into the website of an online store. To use this platform you only need to register and link your bank account to receive and send payments. If you have a website and you want to link STRIPE as a payment platform you need to fill in information about your company or your data as a freelancer. Then you must add a card payment form on the website. This form guarantees privacy for both you and your customers. The platform has a dashboard where you can see the payments you receive and the configuration you have to receive your payments in your bank account. From that dashboard you can also manage returns, invoices and other functions. STRIPE is free and charges low transaction fees. The platform accepts a variety of debit and credit cards, including a mobile payment application. STRIPE is updated periodically to improve the service.

6. Skrill

Screenshot of Skrill. Skrill runs on Web, iOS, Android.

The Skrill platform is an electronic payment service that was launched in 2001 under the name of Moneybookers but is now called Skrill. It is a platform that was born to simplify online payments and has evolved over the years and today offers a wide range of services, among these, are withdrawals and deposits to bank accounts, international money transfers, cryptocurrency trading, and much more. A large part of Skrill users is online gambling customers, which most online payment platforms avoid, while Skrill has the advantage of being regulated by the UK FCA to be able to offer this type of service. Also, it gives its users the possibility to have multi-currency accounts, make investments in cryptocurrencies, and obtain a prepaid MasterCard credit card, which you can use anywhere that receives MasterCard. Besides, it is one of the authorized platforms to work with Forex, so you can make deposits and withdrawals from your broker through Skrill.

7. Google Pay

Screenshot of Google Pay. Google Pay runs on Web, iOS, Android.

Google Pay is widely used by Google Account users as a form of a digital wallet. It is a safe and easy way to manage your funds. It enables you to make a payment from the app to an online shop using an advanced checkout process. You can treat it just like the online wallet that lets you pay for the in-app purchases or pay for your store purchases and resto dining. Credit and Debit cards from financial establishments such as MasterCard, Visa, AmEx, and Discover work best with Google Pay.

Your banking details are fully secured in the Google Pay App and your payment information is encrypted on its servers. It has multiple layers of security with the use of the most advanced security support such as advanced authentication and fraud detection to keep your account safe. You can download the App for Free and with no annual fee so it will cost you nothing as long as you regularly pay the outstanding balances every month.

8. Square

Screenshot of Square. Square runs on Web, iOS, Android.

SQUARE is a platform that contains financial tools and online and physical payment processing, aimed at freelancers, medium-sized businesses and small businesses. The goal is to enable any entrepreneur to create an online store, conduct online payments, physical card payments, manage appointments with customers and suppliers, manage business inventory, etc. To join SQUARE there are no long-term contracts to sign. The software records and enables transactions, reports daily sales and manages electronic invoices. The platform creates online businesses and also handles the digital transformation of a physical business. SQUARE includes a customized software and hardware package that adapts to individual needs. This platform works in a wide variety of sectors: health, beauty, home repair and professional services. It has a set of technological tools designed especially for each type of business. The big difference between this platform and others is that it adapts to the specific needs of each entrepreneur.

9. Payoneer

Screenshot of Payoneer. Payoneer runs on Web.

Payoneer is a payment platform that is widely used for online payments between businesses and customers. This cross-border payment platform is used in over 200 countries worldwide because it is a fast secure and flexible solution to send and receive payments. This platform has a user dashboard that enables its members to track their account balance and transactions easily.

Payoneer is one of the payment online transfer services that has been trusted by major businesses such as Airbnb, Amazon, Upwork, and other online companies that are receiving and sending global payments to freelancers and business owners. It has its own Payoneer Mastercard which allows a user to make online purchases on popular e-commerce sites without hassle. The system itself is easily accessible and it is free to join. When you successfully signed up for Payoneer, you can have the access to global payment features, and a mobile app for iOs and Android for your online shopping.

10. Venmo

Screenshot of Venmo. Venmo runs on Web, iOS, Android.

Venmo is a payment platform that belongs to PayPal but differs by allowing users to have more control over their payments and collections. This platform was launched in 2009 to allow people to send and receive money more easily through a mobile application and function at the same time as a social network. On Venmo, you can add contacts who also have an account within the platform, make posts and even interact with other people. This feature revolutionized the payment service industry since a person can share on their profile their transactions or those of another user, and their contacts can comment on the publication and react with emojis. Thanks to its versatility, Venmo has become one of the most used payment platforms in the United States, in fact, the most used function of the platform is to split bills, for example, a group of friends who all have a Venmo account can split a restaurant bill, a cab fare, and much more, so that each one pays their share more simply.

11. Click To Pay

Screenshot of Click To Pay. Click To Pay runs on Web, iOS, Android.

CLICK TO PAY is a simplified online payment service to streamline online shopping and sales. This payment function is attached to Visa and Mastercard cards, which makes for an easy, secure and smart experience. The great advantage of this system is that you don't need to type in passwords, enter your bank account digits or fill out forms. CLICK TO PAY can be used from any electronic device, including cell phones. The goal of this system is to guarantee a fast, secure payment without exposing your personal data. The platform does not charge any extra fees for its use. The simplicity of CLICK TO PAY is reduced to a single button, through which you can make your payments without any further complications. The setup is done once by adding your card details on your device and then you are all set to start paying. CLICK TO PAY is completely secure, protecting you from any unauthorized payments.